Yes, seeing a chiropractor after a car accident is a smart decision, even if you feel fine. Many people focus on the emotional toll of the accident or the stress of handling vehicle repairs, pushing aside minor aches and pains—until those symptoms become impossible to ignore.

What starts as a slight stiffness in your neck or back can turn into chronic pain, reduced mobility, or nerve issues if left untreated.

Chiropractors can assess and treat spinal misalignments and soft tissue injuries that may not cause immediate symptoms. It’s best to consult with both a doctor and a chiropractor for a comprehensive evaluation and treatment plan to ensure no hidden injuries go unaddressed.

female chiropractor treating spine of older man

Not sure if chiropractic care is necessary and how it will impact a potential claim? Our Abilene car accident lawyers can review your case and help you understand your options.

Common Injuries That May Require Chiropractic Care

Car accidents can cause hidden injuries that don’t always appear immediately.

Pain and stiffness may take hours or even days to develop, turning small discomforts into long-term problems. Ignoring these injuries is like leaving a car misaligned after a rough impact—without attention, the damage can spread, making movement harder and pain worse.

Whiplash and neck pain

Whiplash feels like a stiff, aching neck that worsens when you turn your head. Many victims don’t realize they have it until simple movements, like looking over their shoulder, become painful.

The sudden jolt of a collision forces the head forward and back, straining muscles and ligaments. Symptoms may start as mild soreness but can develop into headaches, dizziness, and sharp pain within 24 to 48 hours. These injuries, which appear minor at first, can have an impact on a whiplash settlement, especially if they lead to ongoing pain or mobility issues.

Back and spine injuries

A crash can knock the spine out of alignment, much like a car hitting a pothole. It may start as dull lower back pain but can worsen into nerve pain, muscle spasms, or reduced mobility.

A herniated disc or shifted vertebra can put pressure on nerves, turning a minor ache into a constant source of discomfort. These injuries, which seem manageable at first, can significantly affect a back and neck injury settlement if they require long-term care or impact daily activities.

Soft tissue damage

Muscles and ligaments absorb much of the impact in a crash, leading to swelling and tenderness. Unlike broken bones, these injuries don’t appear on X-rays, making them easy to overlook.

Many describe the pain as a tight, pulling sensation that worsens with movement. Without proper care, stiff scar tissue can replace healthy muscle, limiting flexibility and increasing long-term pain.

medical bandage on patient hand

Nerve issues and sciatica

Nerve pain can feel like pins and needles, numbness, or a sharp, burning sensation in the arms, hands, legs, or feet. These symptoms often signal a deeper issue, such as a compressed nerve or spinal misalignment.

Sciatica may cause shooting pain down one leg, making it painful to sit, stand, or walk. Many accident victims report sudden weakness or a feeling of electricity running through their lower body.

Shoulder and joint injuries

Seatbelt force can wrench the shoulder, elbows, or knees, leaving lingering pain. Some feel like their shoulder is locked in place or their knee is unstable, even without visible swelling.

Over time, untreated joint injuries can lead to chronic stiffness or a grinding sensation when moving. Many experience pain that flares up with certain motions, making daily activities difficult.

Headaches and concussions

A sudden impact can send a wave of pressure through the skull, leading to headaches, dizziness, or sensitivity to light and sound. These symptoms may indicate a concussion or severe muscle strain in the neck.

Some describe the pain as a tight band around the head, making it hard to focus or think clearly. In some cases, headaches worsen over time, signaling deeper trauma that needs medical attention.

Don’t let an insurance company decide what your recovery is worth—get the compensation you deserve with the help of our experienced team today

Texas Laws & Insurance Coverage for Chiropractic Care

Chiropractic treatment can be essential after a car accident, but many victims worry about the cost.

Will insurance cover it? What if the other driver’s insurer refuses to pay?

That’s where our expert legal guidance around auto accident injuries comes into play…

Personal Injury Protection (PIP) in Texas

Texas Personal Injury Protection (PIP) covers medical expenses, including chiropractic care, regardless of who caused the accident. If you have PIP as part of your auto insurance, it can pay for your treatment up to the policy limits.

Most Texas policies include at least $2,500 in PIP coverage, though some drivers carry higher amounts. PIP also covers lost wages and other accident-related costs, making it one of the fastest ways to get medical bills paid.

At-Fault System & Liability Insurance

Texas follows an at-fault insurance system, meaning the driver responsible for the crash must pay for the damages. If another driver caused your accident, their Bodily Injury Liability (BIL) coverage may pay for your chiropractic care.

Insurance companies, however, often try to minimize payouts. They may argue that chiropractic care is unnecessary or limit how much they will cover. Without legal help, accident victims may struggle to get full reimbursement.

female chiropractor treating leg of older man

MedPay vs. PIP Coverage

Some Texas drivers carry Medical Payments Coverage (MedPay) instead of PIP. MedPay also helps cover medical bills, but it does not pay for lost wages or other expenses. Unlike PIP, MedPay may require repayment if you receive a settlement from the at-fault driver’s insurance.

PIP is generally the better option for accident victims. If you’re unsure whether your policy includes PIP or MedPay, reviewing your coverage after an accident is critical.

Health Insurance & Chiropractic Care

Health insurance may cover chiropractic treatment, but it often comes with restrictions. Some plans limit the number of visits or require a referral from a primary doctor. Others may not cover chiropractic care at all if it’s accident-related.

If your health insurance denies coverage, you may need to rely on PIP, liability insurance, or a personal injury claim. Knowing all your options can prevent unexpected medical bills.

What if your insurance refuses to cover your treatment? What if the at-fault driver’s insurer undervalues your claim? That’s where our lawyers come in. Call us today

When Should You See a Chiropractor After an Accident?

Many injuries don’t appear immediately after a crash. Seeking chiropractic care early can prevent hidden damage from turning into long-term pain and ensures insurance companies don’t use delays against you.

  • Seek care within 72 hours: Getting evaluated within the first three days helps diagnose injuries before they worsen. Early treatment also strengthens your insurance claim by proving that your injuries were serious enough to require immediate attention.
  • Insurance companies may question delays: Waiting too long to seek treatment can hurt your claim. Insurers may argue that your injuries weren’t caused by the accident or weren’t severe enough to need medical care.
  • Hidden injuries don’t show up right away: Whiplash, nerve damage, and soft tissue injuries can take days to surface. What starts as mild stiffness or soreness can turn into severe pain, headaches, or mobility issues.
  • Untreated injuries can lead to long-term problems: Spinal misalignments or nerve compression can cause chronic pain, stiffness, or reduced function. Early chiropractic care helps prevent minor injuries from turning into permanent health conditions.

Every day you wait to seek treatment or legal help could cost you—protect your health and your rights today with a free consultation

Benefits of Seeing a Chiropractor After a Car Accident

Chiropractic care offers a natural, non-invasive way to recover from accident injuries. It helps restore mobility, prevent chronic pain, and provides essential medical documentation for a personal injury claim.

Imagine waking up a week after your accident with crippling back pain that wasn’t there before. You struggle to get out of bed, every movement sending sharp pain through your spine. Sitting at your desk at work feels unbearable, and you can’t pick up your child without wincing.

What seemed like a minor ache after the crash has now taken over your daily life. Seeking chiropractic care early can prevent this pain from becoming a permanent burden.

Drug-free pain relief without surgery

Unlike painkillers or surgery, chiropractic treatment focuses on relieving pain by realigning the spine and reducing pressure on nerves. This approach avoids the risks of opioids while promoting long-term healing.

smiling female therapist examining artificial spine

Helps regain movement and flexibility

Injuries from a crash can cause stiffness, muscle tightness, and reduced range of motion. A misaligned spine or inflamed joints can make simple movements painful and difficult.

Many accident victims don’t notice mobility issues until they struggle to bend, turn their heads, or even get out of bed. Chiropractic care helps restore flexibility and prevents stiffness from setting in.

Prevents lingering pain and complications

Something that appears to be a minor injury today can turn into chronic pain months or years later. Misalignments left untreated can cause nerve compression, joint degeneration, and recurring headaches.

Imagine feeling fine after your accident, only to experience sharp nerve pain weeks later. Many victims assume the pain will fade, but without proper care, it can become a long-term issue.

Strengthens your personal injury claim

Medical records from a chiropractor provide key evidence in a personal injury case. They document the severity of injuries, the need for ongoing treatment, and how the accident affected daily life.

Insurance companies often try to minimize claims by arguing that injuries are minor or unrelated to the crash. Delaying treatment can give them leverage to claim you weren’t seriously injured. A well-documented treatment plan proves the extent of injuries, ensuring victims receive full compensation.

Don’t wait until the pain becomes permanent—take action today and contact us to get the care and compensation you deserve.

Choosing the Right Chiropractor in Texas

Finding the right chiropractor after a car accident is essential for proper recovery and ensuring your treatment is covered by insurance. Here’s what to look for when selecting a provider.

  1. Experience with car accident injuries: Not all chiropractors specialize in treating accident-related injuries like whiplash, spinal misalignments, and nerve damage. Look for one with experience handling post-accident recovery.
  2. Insurance acceptance: Some chiropractors accept Personal Injury Protection (PIP) or third-party liability claims, while others require upfront payment. Confirm that they work with insurance providers to avoid unexpected costs.
  3. Reviews and credentials: Checking ratings, testimonials, and professional certifications helps ensure you receive quality care. A chiropractor with strong patient feedback and proper licensing is more likely to provide effective treatment.
  4. Comprehensive treatment approach: Some chiropractors offer additional therapies like massage, physical therapy, or rehabilitation exercises. A well-rounded approach can improve recovery and prevent long-term pain.
  5. Clear documentation for legal claims: Your chiropractor should provide detailed medical records and progress reports. Proper documentation strengthens your personal injury claim and helps secure coverage for ongoing treatment.

How Our Texas Personal Injury Lawyers Can Help

Many accident victims don’t realize they need a lawyer until an insurance company delays, denies, or undervalues their claim. Whether you’re struggling to get coverage for chiropractic care or seeking full compensation for your injuries, we’re here to help—at any stage of your case.

  • Denied insurance claims: Some insurers refuse to cover chiropractic treatment, claiming it’s unnecessary or unrelated to the accident. We fight back, proving the medical necessity of your care and demanding the compensation you deserve.
  • Maximizing compensation: Insurance companies often offer the bare minimum, ignoring long-term treatment costs. We ensure your settlement includes ongoing chiropractic care, lost wages, and any future medical expenses.
  • No upfront costs: We work on a contingency basis, meaning you pay nothing unless we win your case. There’s no risk in seeking legal help, and having a lawyer can significantly increase your final settlement.
  • Help at any stage: Whether you’re just starting an insurance claim, facing delays, or considering a lawsuit, we step in when you need us. Even if you’ve already started treatment, we can help you recover past medical costs and secure coverage for continued care.

Don’t wait until an insurance dispute leaves you paying out of pocket. Arrange a free consultation online or call us at 325-241-9286 to protect your rights and get the compensation you need.

FAQs

Who pays for a chiropractor after an accident?

Payment depends on your insurance coverage and who was at fault. If you have Personal Injury Protection (PIP), it may cover your chiropractic care regardless of fault. If another driver caused the accident, their liability insurance may be responsible. In disputed cases, our lawyer can help secure coverage.

The length of treatment depends on the severity of your injuries. Some people recover after a few weeks, while others need months of care. Chiropractors typically create a personalized treatment plan based on pain levels, mobility, and progress. Following medical advice ensures a full and lasting recovery.

Our lawyer may refer you to a chiropractor to ensure your injuries are properly diagnosed and treated. Chiropractic adjustment records also serve as important evidence in a personal injury claim, proving the extent of your injuries. Seeking treatment early helps strengthen your case and prevents insurance companies from downplaying your condition.

Treatment frequency depends on the injury. Some people need multiple visits per week at first, then fewer as they improve. Chiropractors monitor progress and adjust treatment accordingly. Consistency is key—stopping too soon can lead to lingering pain or complications that may affect your long-term health.

Preston Martin

March 2023

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